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Health Cost Sharing Header 2021

Health Cost Sharing 2021

The very concept for and purpose of insurance is to protect one against unpredictable and large expenses, such as damage to your vehicle from an accident, or to your home from a hurricane. In health care where there is virtually no transparency, most health care costs are purposedly unknown, falsely creating a need for insurance for even routine care. Charges are frequently inflated, and “discounts” off these inflated charges by health care facilities are advertised by insurance companies as evidence that they are working on your behalf to get your value and savings for your insurance plan.

The Direct Primary Care (Balanced Physician Care) membership model absolves the need for insurance for non-emergency care, from physician consultations to ancillary services, such as laboratory and radiology services. All costs are transparentaffordable and predictable with the all-inclusive monthly membership. Various private surgical groups are now publishing all-inclusive non-emergency surgical procedures so insurance is even not needed for them.

The Direct Primary Care model allows members to purchase insurance or other plans purely for catastrophic needs at a much lower cost by forgoing inclusion of routine care in their plans. Unless you have chronic medical conditions that truly require the care of a specialist physician and expensive medications (about 15% of you), a health cost sharing plan may be just what you need. These programs compliment a DPC membership perfectly, at a combined cost that is usually half of traditional insurance offerings

Thanks to Ochna Health for the chart below. They have revised it annually to reflect the changing marketplace. It is our hope that this updated version will guide you to a solution to your health care needs.

 

Health Cost Sharing 2021 Comparison Chart

Sedera Health

We’re excited to announce that our members can now join Sedera’s medical cost sharing community at extremely affordable monthly costs through Balanced Physician Care.

Sedera Health is an innovative non-insurance approach to healthcare that pairs perfectly with your Balanced Physician Care membership. Your primary care doctor is your central hub for care and Sedera is there when medical needs become extensive and expensive. By participating in a medical cost sharing community, members of Sedera are able to receive high-end quality care at anywhere from 30-50% in savings over traditional insurance.  Sedera has plans starting at $106 per month for our members.  Once you join Sedera, you'll receive one bundle rate each month (Balanced Physician Care Membership Monthly Rate + Sedera Monthly Contribution).

If you are interested in learning more, visit Sedera.com/DPC. To sign up, call the office at 904-930-4774 or schedule an appointment.

All the best in health,

Darren Truty

Membership Director

 

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